Contact Us for a Free Consultation 716-800-1234

Costs of Filing for Bankruptcy

Chapter 7 - $1238

The Law Office of Thomas Denny charges a flat fee of $900 (+ $338 Court filing fee) to represent a single individual, a married individual, or a married couple in Chapter 7 bankruptcy. Although the attorney's fee must be paid in full before the attorney is permitted to file the bankruptcy petition, upon application to the Court, permission may be granted for the filing fee to be paid in three monthly installments. 

Chapter 13 - $2813

The Law Office of Thomas Denny charges a flat fee of $2500 (+ $313 Court filing fee) to represent a single individual, a married individual, or a married couple in Chapter 13 bankruptcy. Unlike in Chapter 7, attorneys representing clients in Chapter 13 are permitted to include as much (up to 100%) of their fees in the reorganization plan as they agree to. The Law Office of Thomas Denny generally requires $1313 down, with the balance included in the plan.

Lien Avoidance - $300

If you own a home, it may be necessary to file a motion to avoid a judgment lien. Judgments in lawsuits automatically become liens against the debtors' real property. Such liens may be avoided if they impair your homestead exemption. In Erie County, up to $85,400 in equity (per owner) is exempt from the bankruptcy estate. If you you own less than $85,400 in equity in your home and there is a lien against your home for a previous lawsuit, that lien may be avoided by motion to the Court. The Law Office of Thomas Denny charges a flat fee of $300 to file a motion to avoid a judgment lien and for the attorney to attend the motion hearing. 

0% Financing Available

If you need to file for Chapter 7 bankruptcy and cannot immediately afford to pay the attorney's fee, we offer 0% interest financing with $0 down for up to 12 months. To qualify, you must have a checking account, a debit card, and a steady source of income. The attorney may not file your petition until the attorney's fee has been paid in full. Consequently, in cases where there is reason to file sooner than later, such as a pending lawsuit, wage execution, or automobile repossession, financing is not recommended.

For further information Call (716) 800-1234 or Contact Us to Request a Free Consultation. 

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