Foreclosure Attorney Buffalo

Nothing is more rewarding than the day you buy your first home. After years of hard work, you finally have a place to call your own.

Sometimes, though, life gets in the way. Unforeseen hardship can make it unable for you to continue to pay your mortgage. Crises such as loss of a job, divorce, or a medical event can place you at risk of losing your home.

Predatory lending practices may also be the cause of your default. Such practices include imposing unfair terms, high interest rates and undue penalties. Often it is the banks themselves that are to blame.

Lenders are required to make a good-faith effort to provide options to owners facing foreclosure. The truth is most lenders have neither the resources nor the incentive to help. Despite what they may promise, banks rarely refinance loans for borrowers who are already in default.

Fortunately, the law provides a way to stop foreclosure. If you file for Chapter 13 it will stop the foreclosure process. It will allow you to repay your past due mortgage payments over a five-year period and resume making your regular mortgage payments.

As a bankruptcy lawyer in Buffalo, NY, Thomas Denny has helped hundreds of owners save their homes from foreclosure.

Find out if you are a candidate for Chapter 13 protection. Call Buffalo foreclosure attorney, Thomas Denny, at (716) 800-1234.

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